How To Apply For Medicare - It Might Be Easier Than
You Think
Medicare, the health insurance program of the United
States government, provides health coverage to citizens who are 65 years
old or older. Those less than 65 years must meet specific criteria to be
eligible to apply for Medicare.
The Centers for Medicare and Medicaid Services (CMS) administer the
Medicare program. To take advantage of Medicare, and for your physician
to accept your coverage, you must both apply for Medicare.
You are encouraged to be sure you have the must up-to-date information
before making any Medicare decisions.
Individuals Who Must Apply For Medicare
Most people do not need to apply for Medicare, because they
automatically become enrolled when they reach 65 years old.
Additionally, persons already receiving Social Security benefits
will not need to apply for Medicare because they are automatically
enrolled in Medicare Parts A and B. Those people who are
automatically eligible will be notified several months prior to
their 65th birthday that they are enrolled and do not need to apply
for Medicare.
U.S. citizens who are not automatically enrolled must apply for
Medicare by completing Medicare application CMS 40B (Application for
Enrollment in Medicare). This form to apply for Medicare is
available from your local Social Security Administration office.
Persons desiring Medicare coverage can also set up an appointment to
apply for Medicare by calling 1-800-772-1213. These appointments to
apply for Medicare will be scheduled at a Social Security office
convenient to the applicant.
Often an application for monthly retirement benefits is taken when
you apply for Medicare. You may also apply for Medicare monthly
benefits online. If you have any questions when you apply for
Medicare, call your local Social Security office for free
assistance.
Medical Providers Who Must Apply For Medicare
Unlike most Americans who are automatically enrolled in Medicare,
all Medicare health providers and services wishing to participate in
the program must apply for Medicare. When providers apply for
Medicare and are approved, it means they are eligible to treat
patients with Medicare coverage and receive Medicare payments for
services rendered to those patients.
Providers, groups, doctors, ambulance services, and related medical
providers can apply for Medicare by locating and submitting the
proper application form. These forms for providers to apply for
Medicare can be obtained from the local Social Security office or
online via Medicare.gov or SSA.gov.
Summary
Most American citizens will not need to apply for Medicare because
they will be automatically enrolled at age 65. Those persons who are
not automatically eligible are required to apply for Medicare
coverage and sometimes must meet certain specific requirements. All
health care providers and services wishing to treat Medicare
patients and be reimbursed by Medicare are required to apply for
Medicare.
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